Early Pay turns approved invoices into cash in as little as 24 hours, so you can focus on growing your business.
Get paid on invoices in 24-48 hours.
Transparent pricing, you can trust. No surprise charges or fees.
Capital to take on more projects, so you can focus on strategically growing your operations.
Waiting 60–90 days to get paid is the industry default. It doesn't have to be yours.
Get paid on approved invoices in as little as a day instead of waiting 60–90 for the GC's cycle.
Transparent, flat-rate pricing. No surprise charges, no compounding interest, no long-term contracts.
Approval is based on the creditworthiness of the GC you're invoicing — not your personal or business credit score.
Three steps, no new software to learn.
Pick any invoice a GC in Cru's network has approved. Advances sync automatically with your accounting.
Cash lands in your account in as little as 24 hours, at a flat rate you see upfront.
Constrafor collects from the GC when the invoice comes due. You've already moved on to the next job.
Working capital on your schedule, not your GC's.
The best of credit lines and bank loans — without the downsides of either.
No — Early Pay is flexible. Enroll all of your invoices or just one, and cancel anytime.
Constrafor works directly with your GC, so you never have to chase payments.
GC-approved invoices on active jobs are eligible for Early Pay.
Approval is based on the creditworthiness of the GC you're invoicing — not your personal or business credit.
Talk to the team and find out how much of your outstanding receivables you could turn into cash this week.
Book a callTransparent rates, costs shown upfront in every contract. Higher volumes unlock lower rates.
The Early Pay Program has been a game-changer for us. We have barely used our credit line and maintained a zero balance for most of the year. This has given us the financial flexibility to manage our operations better.
85%
of customers use it again
90%
would recommend Early Pay to other subcontractor owners.
Early Pay transformed our cash flow. We stop waiting 60 days and reinvest in the next project immediately.
Sign up to see how Cru helps subcontractors boost profits, simplify cash flow, and reduce overhead